There are no charges for withdrawals. This savings account features a maximum rate of 0.85% and no upfront or ongoing fees, so you can keep every dollar in your HSBC Flexi Saver. For the purpose of this calculation it is assumed: Projection provided for illustrative purposes only and does not take into account individual circumstances. Find out more Find out more about HSBC Flexible Saver . If you don’t hold an HSBC current account then call us to apply or to make an appointment to apply in branch. We can change the interest rate on this account, in line with the account's Terms and Conditions. HSBC Savings Accounts HSBC offers a range of financial products which includes investments, credit cards, loans, insurance – and mortgages. We'll also display this information on our website, if we reduce the rate of interest we'll tell you personally at least 2 months in advance, a minimum of £1 must be deposited to open the account, once opened you can view your balance via online banking, phone banking, the app or in branch, a 14 day cancellation period applies to this account, we do not deduct tax from any interest paid to you, AER stands for Annual Equivalent Rate. It only takes a few minutes. a minimum of £1 must be deposited to open the account. gross is the rate of interest if interest were paid and not compounded each year. Personal Banking Terms and Conditions and Charges and Additional Product Terms (PDF, 7.5MB), Personal Banking Terms and Conditions and Charges and Additional Product Terms (PDF, 7.5MB) Download, Our website doesn't support your browser so please upgrade, Get your questions answered, we're here to help, Find your nearest branch, we hope to see you soon, Get card services information and support, Careers, media, investor and corporate information. Compare our savings accounts to find the right fit for you. Interest is calculated daily and credited to the account monthly. Log on and apply for a flexible saver account. It's an instant access account, so you can put in or take out money whenever you like. You can access your money online, by phone or in any of our branches. You can choose to save by standing order, transferring a set amount into the account each month or by making a lump sum payment. Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate. We're right with you Close. You can start your Flexible Saver account with just £1, and pay in lump sums or set up a standing order to save a set amount each month. It only takes a few minutes to register and once you receive your security details you can apply online to get an instant decision. Non-UK tax residents Interest is calculated daily and credited to the account monthly. HSBC Group  |   © Copyright HSBC Group 2002-2021. You may also want to save them for future reference. Start saving for something special with just a £1 deposit. Please read the important product information and check eligibility before you apply. You may get back less than you invest. And if you don't have any of these accounts, we'll convert your Regular Saver to a Flexible Saver. Flexible Savers help you save for anything, in a way that suits you. All customers are required to follow a 2 metre physical distancing and wear a face mask. HSBC Current accounts. This website is designed for use in the Channel Islands and Isle of Man. Then, once you receive your security details, you can apply online right away. Terms & Conditions . If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we could help. For the purpose of this calculation, it is assumed the initial deposit is £1,000, there are no further deposits and no changes apply to the interest rate during the 12 months. To open an HSBC Flexible Saver account, you need to be: *If you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. Whether you’re saving for a wedding, a new car, a once-in-a-lifetime holiday or maybe all 3, you can open as many Flexible Saver accounts as you have reasons to save. Compare Accounts . There’s no maximum balance, Access your money instantly. Log on; Register ; Log off; Everyday Banking Accounts & services Move to Borrowing navigation. There are no charges for withdrawals. You can save any amount from £1 upwards. With the HSBC Flexi Account you'll get all the benefits of banking with HSBC, as well as a Cashback Credit Card - and you won't have to credit your salary to the account. For instance, if you have money in HSBC's Flexible Saver instant access account, did you know that it now pays just 0.05% gross interest? Open an HSBC Expat Saver Account today and save in USD, EUR or GBP. To open an HSBC Flexible Saver account, you need to be: aged 16 or over* * If you don't have an HSBC current account, call us to open the Flexible Saver or to make an appointment in your local branch. interest rate including Monthly Bonus (variable) of 1.25% p.a. Under 18s savings We offer a savings account designed especially for children between 7 and 17 called MySavings . - Reinvest the maturity payout in the plan and accumulate interest at the prevailing interest rate*. Whatever your goals, putting money aside today could have a big impact on your future. A 14 day cancellation period applies to this account. Choose from fixed-term or easy access accounts. Savings. Please read the important product information and check eligibility before you apply. If you have more than one of these accounts we'll pay your savings into the account which pays the best interest. You can choose to withdraw the full amount in one lump sum at any time thereafter until you reach 99 years of age. If you don’t have a HSBC current account please apply in your local branch. Flexible Saver Premier Savings MySavings/Premier Future Saver for Children Fixed Rate Saver View savings articles ... How to apply How to apply for a HSBC Future Saver for Children . Please read the important product information and check eligibility before you apply. Whether you want instant access to your cash, a fixed rate, or an account you can manage online, we have a savings account for you. Our Flexible Saver helps you save for anything, in a way that suits you. Choose one of three flexible payout options: - Withdraw the maturity payout in one lump sum at the end of your policy term. When you have some extra cash to put aside each month, the HSBC Regular Saver is a great way to watch your balance grow. You should aim to invest for at least 5 years. Whether you’re saving for a wedding, a new car, a once-in-a-lifetime holiday or maybe all 3, you can open as many Flexible Saver accounts as you have reasons to save. If you’re a saver committed to building your savings stash, then the HSBC Flexi Saver could be the savings account for you. A balance of … MySavings . You can start your Flexible Saver account with just £1, and pay in lump sums or set up a standing order to save a set amount each month. Introductory offer will only be applied to your first Serious Saver account opened with HSBC or if your previous Serious Saver account was closed more than 12 months ago. The HSBC Flexi Saver Account maximum interest rate is 2.50% p.a. this account can be opened in sole or joint names. This shows you what the gross rate would be if interest were paid and compounded each year. At the end of 12 months we'll transfer your savings into your Instant Access Savings, Flexible Saver or Premier Savings. Start saving for something special with just a £1 deposit. Then, once you receive your security details, you can apply online right away. Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate. Close We know some of you might have queries about how your finances may be affected by COVID-19 and we're here to ensure you have the help and support you need. Our branches are offering a limited service because of coronavirus. You’ll just need to bring some identification and proof of your address. You can open as many Flexible Saver accounts as you like – perhaps one for a wedding and another for a holiday. The current interest rates are shown below: The estimated balance after 12 months based on a £1,000 deposit would be as follows: It’s easy to get in touch online. Help your money grow with 1.00% AER/gross, fixed for 12 months. The HSBC Flexible Saver account currently offers a 0.01 percent interest rate, but this is an easy access account which can be operated in many ways - telephone, online or in branch. Start saving from just £25. And if you don't have any of these accounts, we'll convert your Regular Saver to a Flexible Saver. Yes, the interest rate is variable. Investments Depending on your risk preferences, you may like to consider an investment in one of our ready-made portfolios. It's an instant access account, so you can put in or take out money whenever you like. You can access your money online, by phone or in any of our branches. if we increase the rate of interest, we'll either tell you personally within 31 days, or within 3 working days provide the details in a notice in the press and on our Rates and Charges notice in branches. HSBC. AER stands for Annual Equivalent Rate. See our help and support pages for guidance and to find out what you can do through online and mobile banking. Our website doesn't support your browser so please upgrade. It's an instant access account, so you can put in or take out money whenever you like. Find the answers and while you're at it, tell us how we could do better. Before applying, please take the time to read the following documents. We do not deduct tax from any interest paid to you. Projection provided for illustrative purposes only and does not take into account individual circumstances. Access your money conveniently and securely any time with online, mobile or phone banking. Under its savings banner, the bank also offers a range of options such as ISAs, fixed rate bonds, regular savings and easy access accounts, which can offer competitive rates both online and offline. Skip page header and navigation; Personal; Business; English; United Kingdom. If you’re registered for online banking you can apply online in minutes. Key product information. How much you save is up to you – you can put in a lump sum or save a little at a time, starting from just £1, Save a bit every month. open an account via online banking, telephone banking or in branch. HSBC Premier Savings - exclusive to HSBC Premier customers . Term Deposit Account . HSBC Flexi Account combines the feature of a savings account that earns you higher interest with a current account that enables you to write cheques to pay your bills at your convenience. If you have an HSBC current or another savings account and you're registered for online banking, you can apply online in minutes. There are no charges for withdrawals. HSBC Premier Account; HSBC Advance Account; Bank Account; Student Account; Switching to HSBC; View all current accounts. Regular Saver – Only available to HSBC Premier or HSBC Advance customers, Bank Account, Bank Account Pay Monthly, HSBC Student Bank Account and Graduate Bank Account customers. Talk to us directly through our chat channels. If you’re liable to pay tax outside the UK, please apply at your local branch. You can make as many fee free withdrawals as you like. Once opened, you can manage your account via telephone and online banking, the HSBC UK Mobile Banking app or in any of our branches. A term deposit account with a fixed rate for your short or long term investment. HSBC current account customers can apply for this account by visiting one of our branches. You may also want to save them for future reference. Unless you tell us otherwise, we will send you paper statements via the post. Once your account is open, you can manage it in branch and online. We aren’t offering our HSBC Flexible Saver in branches at the moment. There are no charges for withdrawals. It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page. Make your money grow. You can apply for a Flexible Saver Account online or by popping into any of our branches. Log on to apply for a flexible saver account This link will open in a new window. Yes, we can change the interest rate on this account, in line with the account's Terms and Conditions. The HSBC Regular Saver is a linked product available to current account customers who have its Premier, Advance, Bank Account, Bank Account Pay Monthly, Student or Graduate account. HSBC Online Bonus Saver Enjoy a variable rate of up to 0.25% AER/gross with an Online Bonus Saver account in months when you don’t make a withdrawal – and if you do make a withdrawal, you’ll still receive 0.01% AER/gross. Flexible Savers help you save for anything, in a way that suits you. Our website doesn't support your browser so please upgrade. Yes, you have instant access to your account. Once opened, you can manage your account via telephone and online banking, the HSBC UK Mobile Banking app or in any of our branches Open a Flexible Saver account today Start saving for something special with just a £1 deposit. Just ensure that on the last business day of … once opened you can manage your account via online banking, telephone banking, the HSBC Mobile Banking app or in branch. There is no maximum balance. You can save any amount from £1 upwards. Please keep up to date with branch opening times and changes here. At the end of 12 months we'll transfer your savings into your Instant Access Savings, Flexible Saver or Premier Savings. Yes, you have instant access to your account. You can save up to £3,000 at a 1.00% interest rate that’s fixed for 12 months. Your eligible deposits with HSBC Bank plc are protected up to the limit of your local Compensation Scheme. Then, once you receive your security details, you can apply online right away. UK FSCS Information Sheet and Exclusions List (PDF, 577KB), UK FSCS Information Sheet and Exclusions List (PDF, 577KB) Download, HSBC Personal Banking Terms and Conditions and Charges (PDF, 3.58MB), HSBC Personal Banking Terms and Conditions and Charges (PDF, 3.58MB) Download, Money Advice Service This link will open in a new window, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information, no change to the interest rate during the 12 months. It only takes a few minutes. You can apply for a Flexible Saver account online or by popping into any of our branches. You can open as many Flexible Saver accounts as you like – perhaps one for a wedding and another for a holiday. Available to HSBC current account customers (excluding Basic Bank Account). £10 deposit to open. What's more, it offers you the benefits of ready cash access worldwide through HSBC's global ATM network with optional facilities like the personal line of credit and credit cards. If you have been financially impacted by the coronavirus, please visit our coronavirus guidance page for information on how we may be able to help. Saving just got more flexible and more rewarding with the Flexi Saver Monthly Bonus rate Earn more with interest calculated daily and paid monthly Maximum balance is AUD $5m No minimum balance required. To open an HSBC Flexible Saver account, you need to be: If you have an HSBC current or another savings account and you're registered for online banking, you can apply online in minutes. Our contact centres are extremely busy at the moment, please don’t call us unless it’s urgent. If you prefer, you can switch off your paper statements on online banking. 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